Strategy Beyond
Numbers.
A short, structured planning conversation in May or June. A clear, written plan you can act on. A tax position you have actually chosen — instead of one that just happened to you.
Are you paying more tax than you need to?
Every individual we meet asks the same quiet question. The honest answer is almost always yes — and usually it is not because of anything you have done wrong. It is because no one has ever walked you through the choices that are open to you, in plain English, while there is still time to act on them.
That is what EOFY tax planning at Jewell Moore is for.
We built our planning service around a 14-pillar framework covering 111 individual strategies — every legitimate, ATO-tested tax planning lever available to Australian taxpayers. For our individual clients we have isolated the strategies that genuinely apply to your circumstances — around 50 for individuals, and 60 once an SMSF is in the mix.
This is not generic advice pulled from a checklist. Your income, your investments, your super position, and your family circumstances shape the plan we put in front of you.
Every recommendation is reviewed by a partner before it reaches you, and every conversation starts with listening, not selling.
Four steps. One clear outcome.
We come prepared. You leave with a written plan — which actions to take, in what order, by what date, and why.
Prior return read, current-year numbers analysed, strategies pre-flagged before we sit down.
One structured advisory conversation — by phone or video. We listen first. We model the options that are open to you.
Written plan with deadlines. We coordinate the actions that matter — before 30 June.
A debrief after year-end to confirm every strategy landed exactly as planned.
The few weeks before 30 June are the most valuable accounting work you will ever invest in.
After 30 June, the levers stop moving. A super contribution cannot be made retrospectively. A minimum pension cannot be paid after the fact. A capital loss cannot be crystallised against a gain that has already been recognised. The Medicare Levy Surcharge cannot be avoided once you have spent the year without eligible private hospital cover.
Doing this work properly — once a year, structured, with the right person in the room — is the difference between a tax position that just happens to you and one you have actually chosen.
Two clear options,
one proven framework.
The same 111-strategy framework, scoped to fit your situation. If you operate a business through a sole-trader ABN, company, partnership, or trust, please refer to our business planning service instead.
Focused EOFY review for salary earners, professionals, and individual investors with no business entity. We cover all the levers that actually move the needle — super contributions, salary sacrifice, investment property deductions, CGT timing, franking credits, debt recycling, the Medicare / HELP / PHI rebate trio, and Stage 3 tax cut interactions.
Everything in the Individual tier plus a full annual SMSF strategy and compliance review: investment strategy currency, transfer balance cap management, minimum pension confirmation, LRBA arm’s-length check, sole-purpose and in-house asset compliance, contribution reserving where relevant, and Division 296 modelling for every member approaching the $3M threshold.
Not sure which tier fits? We will recommend the right one — at no charge — after a brief scoping conversation.
These are the dates that decide what is possible.
Booking your planning meeting in May gives us the time to act on every one of them. The earlier in May, the more breathing room we have to execute every strategy before 30 June.
Ready to choose your
tax position?
Book your planning meeting today. The earlier in May, the more we can do for you — and the more breathing room we have to execute the strategies that need fund clearance, professional drafting, or a final-week sign-off from your bank, broker, or super trustee.
This is what we are here for.
Proceed to Contract →